Kreditech Holding SSL GmbH
Kreditech Holding SSL GmbH
- Land: Deutschland
Nachricht vom 28.06.2012 | 11:32
Triple-A investors invest in internationalization of German data-driven micro-lending platform
Kredito OFS GmbH / Key word(s): Capital Increase 28.06.2012 / 11:32 --------------------------------------------------------------------- * Michael Brehm, Stefan Glaenzer, Point Nine Capital, Greycrop invest, while Heiko Hubertz and Felix Haas increase their stake in the online micro-credit start-up * Kredito is preparing to release its real-time big data scoring technology in various international markets in Q3 2012. The young Hamburg-based start-up Kredito (www.kredito.de) attracts further prominent investors; Michael Brehm, Stefan Glänzer and Point Nine Capital, Grey Corp (Jan Becker, Robert Wuttke, Andreas Etten), and Timon Hartung's 121WATT have invested in the platform. Kredito, which had well known investors right from the beginning with Felix Haas, CEO and founder of Amiando, Heiko Hubertz, Digital Pioneers N.V, as well as the YoungBrains GmbH of Nils Holger Henning, thereby sets the course for further business expansion. Hubertz, Haas and Henning are likewise increasing their shares. Kredito is a German start-up that applies big data in the online validation of identities & age (Zertifikato) and credit scoring (Kredito). Parallel to the integration with a German bank, Kredito will be launching in further European markets within the next quarter. The fact that, for the first time, so many renowned European investors are jointly involved in the increase of capital shows that there is a considerable potential for growth in these segments. Sebastian Diemer, CEO of Kredito and Zertifikato.com says: 'We are very happy to have gained the trust of these A-league investors. Kredito is a first step in disrupting the financial industry, which hasn't undergone the structural changes we have seen in nearly all other industries. Financial services, in most countries, are still based on offline transactions, subjective decisions and very little amount of data. Banks in most countries move slowly when applying innovation within their businesses to meet customer demands. The reason for this is simple. The business model still functions, as regulation limits competition and thus the need for innovation. The technology we have built will lower transaction costs for the financial industry, while generating higher value for the customer. It's a win-win situation.' Michael Brehm was chief executive at studiVZ. As a business angel, he has since invested Europe-wide in internet start-ups such as brands4friends and kaufDA, which were sold to eBay and Axel Springer respectively. In 2010, Brehm, in corporation with Rebate networks, founded a company operating Daily-Deal websites around the world and has already sold subsidiaries to Google (DailyDeal) and LivingSocial. 'I'm always interested in fresh ideas. The business models of Kredito has convinced me through the vision of applying big data to personal finance', explains Brehm when speaking of his decision to engage in the venture. Stefan Glänzer is co-founder of the online auction house ricardo.de where he had been engaged as CBO until 2000. Between 2004 and 2007 he was executive chairman at last.fm, until the sell-off to CBS. He is currently active as founder and partner at the White Bear Yard business association. In the same functions, Glänzer specialized in technology ventures and internet start-ups with the holding company Passion Capital. He reasons his investment as follows: 'Kredito addresses people who are facing financial short term difficulties and want to bridge those in an unbureaucratic and swift manner. Anybody who is familiar with these kinds of situations recognizes the true value of Kredito's service.' The early-phase investor Point Nine Capital from Berlin is internationally active and owns a portfolio of over 20 firms. These include for example Madvertise, a marketplace for mobile online advertisement, the Food Delivery service 'Lieferheld', the monetization platform SponsorPay and DaWanda, being the online marketplace for Unicum. Pawel Chudzinski, the manager of Point Nine Capital says: 'We invest in innovative and thrilling concepts which are new and did not previously exist on the German market. ' At the moment Kredito is reorganizing its system in Germany as it enters a co-operation with a bank, to be able to offer an even better service to its customers and issue a larger volume loans. Processing loans of up to 400 EUR within 15 minutes, Kredito lies in a segment which is usually not serviced by the conservative banking system. This means that customers can overcome temporary short term financial difficulties and receive their money much faster compared to existing competitors. The real-time validation of up to 7000 data points per application implies a considerable reduction of cost and speed in scoring, while a methodologically sound technology ensures data protection and scalability. Kredito was launched in February this year. Sebastian Diemer, as CEO and founder is responsible for the strategic development and the marketing. The co-founder and CTO Alexander Graubner-Müller is responsible for the risk management. In 2011 Diemer and Graubner-Müller founded Gigalocal, an online marketplace. End of Corporate News --------------------------------------------------------------------- 28.06.2012 Dissemination of a Corporate News, transmitted by DGAP - a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. DGAP's Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. Media archive at www.dgap-medientreff.de and www.dgap.de --------------------------------------------------------------------- 175777 28.06.2012
GBC im Fokus
Fintech-Spezialist für den afrikanischen Markt
Das Fintech-Unternehmen MyBucks S.A. bietet den Kunden aus der Sub-Sahara-Region durch den Einsatz moderner Technologien einen Zugang zu Finanzprodukten- und dienstleistungen. Hierbei handelt es sich in erster Linie um nicht besicherte Kredite, welche über Onlinekanäle beantragt und in Anspruch genommen werden. Die Grundlage für die Geschäftstätigkeit stellt die selbstentwickelte Technologie dar, wodurch Kunden innerhalb weniger Minuten eine Kreditentscheidung erhalten. Wir gehen von einer Fortsetzung der dynamischen Unternehmensentwicklung aus und haben einen fairen Wert von 26,70 € je Aktie und damit hohes Kurspotenzial ermittelt. Wir vergeben das Rating KAUFEN.
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